Cosmo

Terms of Service

Effective Date: 2026-01-07

1. Acceptance and Acknowledgment

These Terms of Service (the “Terms”) govern your access to and use of the Cosmo mobile application and any related services, features, content, websites, and applications (collectively, the “Service”).

By tapping “Get Started,” creating an account (if applicable), purchasing a subscription or credits, or otherwise accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the Service.

2. Eligibility; Minors

The Service is intended for users who are at least 18 years old. If you are under 18, you may use the Service only with the permission and direct supervision of a parent or legal guardian who agrees to be bound by these Terms on your behalf. You represent and warrant that you meet these requirements.

3. No Professional Advice

The Service may generate text, images, or other outputs using artificial intelligence. Outputs are provided for informational and entertainment purposes only and are not professional advice. Do not rely on the Service for medical, legal, financial, safety-critical, or other professional decisions. You are solely responsible for your use of the Service and any decisions or actions you take based on outputs.

4. AI-Generated Content; No Guarantees

AI-generated content may be inaccurate, misleading, offensive, non-unique, or otherwise undesirable. We do not guarantee that outputs will be correct, unique, non-infringing, or suitable for any purpose. You understand and agree that you use the Service and any outputs at your own risk.

5. Your Content; License

You may provide prompts, images, or other content (“Inputs”). You retain any rights you may have in your Inputs. To operate the Service, you grant us a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, process, reproduce, modify, and transmit your Inputs solely to provide, maintain, secure, and improve the Service, to comply with law, and to enforce these Terms.

6. Prohibited Conduct

You agree not to:

7. Subscriptions, Purchases, and Credits

The Service may offer subscriptions and consumable credit packs. Purchases are processed through Apple’s In-App Purchase system (and/or authorized providers for purchase management).

8. Refunds

All sales are final to the fullest extent permitted by law. Refunds and cancellations are handled by Apple and are subject to Apple’s policies. Nothing in these Terms limits any rights you may have under applicable consumer protection laws.

9. Intellectual Property

The Service, including its software, design, text, graphics, trademarks, and other content (excluding your Inputs), is owned by us or our licensors and is protected by intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service unless we give you written permission.

10. Third-Party Services

The Service may rely on third-party services (including AI model providers, analytics, payment processors, and hosting). We are not responsible for third-party services and do not control their content, policies, or practices.

11. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

12. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE OR ANY OUTPUTS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS WILL NOT EXCEED THE AMOUNT YOU PAID TO USE THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM (OR $10 IF YOU HAVE NOT PAID ANY AMOUNT).

13. Indemnification

You agree to defend, indemnify, and hold harmless us and our affiliates, officers, employees, agents, suppliers, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Service; (b) your Inputs; (c) your violation of these Terms; or (d) your violation of any law or third-party right.

14. Termination

We may suspend or terminate your access to the Service at any time for any reason, including if we believe you violated these Terms or created risk for us, other users, or third parties. You may stop using the Service at any time. Sections that by their nature should survive termination will survive.

15. Changes to the Service or Terms

We may modify the Service and these Terms from time to time. If we make material changes, we may provide notice within the app or otherwise. Your continued use of the Service after changes become effective constitutes your acceptance of the updated Terms.

16. Governing Law; Disputes

These Terms are governed by applicable laws of the jurisdiction where we are established, without regard to conflict-of-law principles. You agree to resolve any disputes in the courts of that jurisdiction unless applicable law provides otherwise. Nothing in these Terms limits any rights you may have under applicable law.

17. Contact

Questions about these Terms can be sent to: aicalroietracker@gmail.com